The size and gross income of a household are the determining factors for eligibility for Covered California. Subsidies from this health insurance marketplace are offered to those with low-incomes. But what is considered a low-income in California? The covered income limits in California are a household income of up to 400% of the Federal Poverty Level (FPL). Households that earn more than that do not qualify for financial assistance with their health insurance plans.
If you earn more than the maximum income limits of Covered California, you can still purchase a plan through Covered California or another online marketplace. However, with eHealth you can use our free online tools to compare government plans with private health insurance plans and see if private health insurance is a more affordable option for you. If you're a citizen, an immigrant with legal residency, or a small business owner, you may be eligible to purchase your health insurance coverage through Covered California. Covered California is a marketplace where you can buy a health plan, with or without financial help. You can also access federal subsidies and a wide range of Covered California plans through eHealth or other private health insurance exchanges.
Medi-Cal offers free or low-cost health coverage to certain vulnerable populations and California residents with lower incomes. Medi-Cal offers free or low-cost health coverage for those who meet the eligibility requirements. Both programs aim to support Californians who might otherwise have difficulty affording health insurance. Covered California is a health insurance marketplace that connects people to plan providers, often with discounts and subsidies.